Commercial Auto Insurance in Naperville, IL

Commercial auto insurance is a crucial safeguard for any business that relies on vehicles.

Unlike personal auto insurance, it offers tailored coverage options that protect your business assets and operations. This includes liability coverage, which is essential if one of your vehicles is involved in an accident that results in injury or property damage to others.

Depending on your chosen coverage, it can also cover physical damage to your vehicles.

Your commercial auto insurance coverage can be tailored to meet your company’s needs. Your agent may recommend full coverage with roadside assistance, auto glass coverage, rental car reimbursement and more.

Is Commercial Auto Insurance Required?

Yes, commercial auto liability insurance is required in Illinois when vehicles are used for business purposes. This requirement helps ensure that businesses are financially protected in an at-fault accident involving a company vehicle.

Illinois auto insurance policies include uninsured motorist coverage to help cover your driver’s injuries after an accident in which the other driver is at fault and uninsured.

The state minimums may be too low to provide appropriate financial protection for your company. Your agent can help you decide how much liability coverage you may need.

In addition to the state’s requirements, your lienholder may mandate full coverage auto insurance if your company finances vehicles. Comprehensive and collision insurance can help pay to replace or repair the insured vehicle if it is stolen, vandalized or damaged by an accident or weather.

Contact Us

Contact Illinois Insurance Associates for personalized advice and to ensure you have the appropriate coverage for your business needs. Our team can help you navigate the options and select a policy that offers the right balance of coverage and cost.